Retirement Planning

cruise-destination-alaska-cruises-GlacierDiscoveryExpatriates by the very nature of their lifestyles, once they have left their home country will frequently have little or no pension provision other than that they plan for themselves.

More and more often we are seeing governments reducing the safety net provided by a StateĀ“s Social Security and this will often have an even greater effect on expatriates who may be precluded from any benefits at all from their home country at retirement. Who amongst us would base their retirement planning on anything from our Governments?

If you have a deferred or frozen pension from a previous employer it is now possible to transfer it to a QROPS (Qualifying Recognised Overseas Pension Scheme) which will provide a lot more portability and flexibility.